The better way
to credit card.
Buy what you want now using your credit card and pay it off over up to 12 monthly instalments.
No interest. No fees. No sign up.
How Float works
Float takes your
credit card further
Like a budget facility, but interest-free. Always.
Float works with any existing Visa or Mastercard credit card
Buy now using
your credit card.
Get your purchase today and use the available limit on your credit card to pay it back over up to 12 interest-free, fee-free monthly instalments.
Zero interest.
Zero fees.
It’s all the perks of your credit card, but none of the cons. No interest, no fees, no extra credit – and no catch. Just shopping joy on your terms.
No sign up.
No paperwork.
It’s your credit already, so there is no sign up process. The cherry on top? You continue to earn your reward points.
Quick and easy
Paying later
with Float
It's as quick and easy as a regular credit card purchase. No sign up required – just shopping joy on your terms.
bigger, better, smarter
What makes
Float unique
Bigger
Orders
Float is the no-brainer way to pay for big purchases using your credit card. As long as you have the available credit on your card, you can split that order into bite-sized repayments.
Flexible
Instalments
Float lets you choose the number of interest-free monthly instalments that suit you, giving you all the time in the world to manage your credit card repayments.
No
New Credit
Unlike regular buy now pay later options, Float does not issue you with any new credit. We simply help you use your existing credit in a smarter way. It’s all the perks of your credit card, but none of the cons.
Pure pay later
joy with your
credit card.
All the time in the world to pay.
None of the extra interest.
Need help?
Frequently Asked
Questions
Any questions not answered by our Frequently Asked Questions? Contact us for more help.
Float is a UK buy now, pay later platform that lets your customers split purchases over up to 12 interest-free, fee-free monthly instalments using the available limit on your existing Visa or Mastercard credit card, without any application or credit check. Think of it like an interest-free ‘budget facility’ – you get to enjoy your purchases today, pay for them over time and you don’t take out any extra credit to do so, either.
Float is the most flexible, frictionless, and financially responsible buy now, pay later platform in the United Kingdom. Here are just a few reasons why:
- Frictionless checkouts for your shoppers, with no applications or credit checks.
- No limits on order sizes (Float’s average order is around 10x larger than other buy now pay later platforms), meaning you can sell those big-ticket items with ease.
- Longer and more flexible repayment periods than any other buy now, pay later platforms.
- Customisable for your business – the number of instalments offered, minimum order values and even the settlement terms for your sales made through Float.
Float is a payment method for your customers (we call them ‘shoppers’). It can be offered via ecommerce checkout, on an invoice, or even over email/text message.
When a shopper makes a purchase using Float, they get to enjoy your goods/services today and pay in interest-free monthly instalments. We take on the risk of collecting repayments from shoppers and settle you in full.
Absolutely! You get to customise your Float offering to suit your business’s needs in 2 ways:
- The number of instalments offered to your shoppers; and
- Minimum order values.
We’re delighted that you’re interested in partnering with Float to grow your business! Please complete a merchant enquiry form. Alternatively, please feel free to contact us at merchants@choosefloat.com or (+44) 20 3808 4272 and we’ll be glad to assist.
We are proud to be a truly omni-channel solution. Float can be offered in many ways to suit your business’s needs, such as:
- On your ecommerce website, via one of our easy-to-use plug-ins or our Float API; or
- Using a payment link (sent via email/text message or on an invoice).
Yes, we do!
Float works with any Visa or Mastercard credit card, even if it is a business credit card.
